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Article

Why AI-Driven Portfolio Maintenance is the New Credit Risk Advantage

Discover how continuous portfolio monitoring and AI-powered risk assessment are transforming auto lending. Learn why leading lenders implement monthly risk assessments and adjust criteria in real-time to stay competitive.

Auto Finance News
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Authors: Jessica Gonzalez
Academic Study

Explainable ML for Auto Loan Defaults

Open-access research proposing an explainable machine learning framework using SHAP and advanced resampling techniques to improve auto loan default prediction and enhance credit risk assessment transparency.

MDPI - Risks Journal • Sept 2025
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Authors: Shengkun Xie & Tara Shingadia
News Article

AI Tool Combating Auto Loan Fraud

Reports on $9.2 billion in auto lending fraud losses (up 16.5% YoY) and how Capital One's "ProtectID" AI system identifies synthetic identities and fraud patterns across multiple credit sources.

The Financial Brand • July 2025
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Author: Steve Cocheo
Industry Article

Advancing Risk Management and Fraud Prevention with AI

Overview of how U.S. auto lenders leverage AI and ML models to strengthen underwriting and fraud detection, while addressing model explainability and regulatory compliance requirements.

Auto Finance News • 2025
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Authors: Jessica Gonzalez
Industry Report

The Benefits of AI in Auto Lending Industry

Comprehensive analysis showing 86% of financial services AI adopters view it as critical. Covers 2025 trends including automated underwriting, AI credit scoring with alternative data, and predictive analytics for default minimization.

DeFi Solutions • 2025
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Case Study

Credit Union Processes 70% More Loans with AI

FORUM Credit Union case study showing 70% increase in loan processing through AI automation. System analyzes credit profiles, automates document review, and flags fraud while enabling underwriters to focus on complex cases.

America's Credit Unions • Filene Research
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Featuring: COO Andy Mattingly

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